Production Underwriter

<span class="jobdescription"><p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><span style="font-size:10.5pt;line-height:112%">HSB, a Munich Re company, is a specialty insurer and risk solutions provider known for its industry-leading equipment breakdown coverage. We combine deep engineering expertise with cutting-edge technology to help clients prevent loss and ensure operational resilience. Our offerings include equipment breakdown insurance and other specialty coverages (cyber, EPLI, service line, home appliances), along with a suite of risk management services powered by 1,200 engineers and inspectors, IoT sensors, AI, and predictive analytics. HSB is redefining insurance by focusing on prevention—not just protection.</span></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><span style="font-size:10.5pt;line-height:112%">Are you decisive, detail-oriented, and skilled at building relationships? Join our team as a <strong>Production Underwriter</strong>.</span><span style="font-size:10.5pt;line-height:112%"> The <strong>Production Underwriter</strong> will partner with agents and brokers to provide equipment breakdown coverage for new and renewal business based on customer’s needs.  As a <strong>Production Underwriter,</strong> you are decisive, detail-oriented and know how to build relationships internally and externally to drive results.  </span></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><span style="font-size:10.5pt;line-height:112%">The <strong>Production Underwriter</strong> is responsible for underwriting a diverse portfolio of equipment breakdown business across various occupancies.  Duties include managing and servicing renewal accounts, quoting new business, and overseeing relationships with agencies and brokers.  Evaluates, quotes, accepts or declines risk within established binding authority.  This role is held accountable to attract new business opportunities and retain renewals to achieve growth targets and collaborate closely with business development efforts.  Possesses market knowledge as well as specific insights into assigned agencies/brokers. </span></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><span style="font-size:10.5pt;line-height:112%">Collaborates with Business Development and coordinates with Engineering, Claims, and other customer service functions.  Visits with clients and/or customers as needed.  </span></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><em><span style="font-size:10.5pt;line-height:112%">Position located in Hartford, CT and open to Remote Options</span></em></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><span style="font-size:10.5pt;line-height:112%">Key Responsibilities</span></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><strong><span style="font-size:10.5pt;line-height:112%">Renewal Management</span></strong></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><strong><span style="font-size:10.5pt;line-height:112%"> </span></strong></p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="line-height:normal;margin:0.0in 0.0in 5.0pt 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Held accountable to renewal retention goals.  Renewal premium and hit ratio will be measured.</span></li> </ul> <p style="line-height:normal;margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif"> </p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="line-height:normal;margin:0.0in 0.0in 5.0pt 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Reviews renewal accounts 90 to 120 days before the effective date, evaluates surveys, loss prevention reports, and claims activity, and determines whether engineering review or additional information is needed.</span></li> </ul> <p style="line-height:normal;margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif"> </p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="line-height:normal;margin:0.0in 0.0in 5.0pt 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Works with customers to gather updated values, discuss key changes, align on pricing expectations, and complete CURe when needed.</span></li> </ul> <p style="line-height:normal;margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif"> </p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="line-height:normal;margin:0.0in 0.0in 5.0pt 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Documents the account, prepares and sends quotes through QRIS, follows up around the effective date, and finalizes issuance or closes the file as appropriate.</span></li> </ul> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><strong><span style="font-size:10.5pt;line-height:112%">New Business Management</span></strong></p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">Held accountable to identify new business opportunities to achieve growth targets.  New business premium and hit ratio will be measured.  </span></li> </ul> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">Reviews new business submissions, determines engineering needs, gathers missing information, prequalifies accounts, documents rationale in QRIS, completes CURe when needed, and prepares quotes for follow-up and issuance.</span></li> </ul> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><strong><span style="font-size:10.5pt;line-height:112%"> </span></strong></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><strong><span style="font-size:10.5pt;line-height:112%">General market knowledge/Specific assigned customers</span></strong></p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">Participates in all internal training sessions, including those focused on specific occupancies, coverage, value-added services, and other relevant topics.  </span></li> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">Goal is to earn higher binding authority and expand underwriting expertise.  Attends all internal customer meetings and training calls.  </span></li> </ul> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><strong><span style="font-size:10.5pt;line-height:112%">Virtual and Client Visitation</span></strong></p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">Foster and develop relationships with agencies and brokers through virtual calls and client visits with goal of writing and retaining accounts consistent with our risk appetite.  </span></li> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">Prepares for sales call by reviewing new business, renewal activities, and any known issues or claims.  Documents key items to discuss and address during visit.</span></li> </ul> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><strong><span style="font-size:10.5pt;line-height:112%">Education & Experience</span></strong></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">Bachelor’s degree in Business Administration, Risk Management, Finance, or equivalent work experience.</span></li> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">2-5 years of experience in the insurance industry.</span></li> <li style="margin:0.0in 0.0in 5.0pt 0.0px;line-height:112%;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;line-height:112%">Experience in P&C, Mechanical, or Facilities Engineering is a plus.</span></li> </ul> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"><strong><span style="font-size:10.5pt;line-height:112%">Knowledge & Skills</span></strong></p> <p style="margin:0.0in;font-size:10.0pt;font-family:Arial, sans-serif;line-height:112%"> </p> <ul style="margin-bottom:0.0in;margin-top:0.0px"> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Good communications skills (verbal and written) with the ability to successfully negotiate in difficult situations with agents and brokers. </span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Strong interpersonal skills </span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Strong organization skills </span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Strong analytical skills </span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Attention to details</span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Decision-making skills</span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Winning the business/sales skills</span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Customer service skills</span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Knowledge of machinery and EB exposures and coverages</span></li> <li style="line-height:normal;margin:0.0in 0.0in 0.0in 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">Understands underwriting and marketing concepts</span></li> </ul> <p style="margin:0.0in 0.0in 5.0pt 0.25in;text-indent:0.0in;line-height:normal;font-size:10.0pt;font-family:Arial, sans-serif"> </p> <p style="margin:0.0in 0.0in 5.0pt 0.25in;text-indent:0.0in;line-height:normal;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services.   </span></p> <p style="margin:0.0in 0.0in 5.0pt 0.25in;text-indent:0.0in;line-height:normal;font-size:10.0pt;font-family:Arial, sans-serif"> </p> <p style="margin:0.0in 0.0in 12.0pt 0.25in;text-indent:0.0in;line-height:normal;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt">We are an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.  The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</span></p> <ul style="margin-top:0.0in;margin-bottom:12.0pt"> <li style="margin:0.0in 0.0in 12.0pt 0.0px;line-height:normal;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;color:#0f1e32">This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee.  Other duties, responsibilities and activities may change or be assigned at any time with or without notice.</span></li> <li style="margin:0.0in 0.0in 0.0in 0.0px;background-color:white;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:10.5pt;font-family:Arial, sans-serif;color:#0f1e32">The Company is open to considering candidates in numerous locations, including California.  The salary ranged posted below applies to the Company’s Hartford, CT location.</span></li> </ul> <p style="margin:0.0in 0.0in 0.0in 0.25in;background-color:white;font-size:12.0pt;font-family:'Times New Roman', serif"> </p> <ul style="margin-top:0.0in;margin-bottom:0.0in"> <li style="margin:0.0in 0.0in 0.0in 0.0px;background-color:white;font-size:12.0pt;font-family:'Times New Roman', serif"><span style="font-size:10.5pt;font-family:Arial, sans-serif;color:#0f1e32">The salary range for this position is $ 84,500 - $124,000, plus opportunity for company bonus.  In addition, the company provides a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, a retirement savings plan, paid holidays and paid time off (PTO).</span></li> <li style="line-height:normal;margin:0.0in 0.0in 5.0pt 0.0px;font-size:10.0pt;font-family:Arial, sans-serif"><span style="font-size:10.5pt;color:#0f1e32">The salary estimate displayed represents the typical salary range of candidates hired. Factors that may be used to determine your actual salary may include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range</span></li> </ul> </span>

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